More than ever before, payments are bringing immense change. Topics such as TARGET 2 consolidation and the implementation of real-time payments (instant payments), which requires a significant adaptation of the IT infrastructure, and regulatory requirements, such as PSD2, are causing extreme change in the processing of payments. Together with Prof.Dr. Kurt Sandkuhl (University of Rostock), Kohan Schumacher (INFORM) and Dr. Matthias Terlau (GÖRG Rechtsanwälte), Christian Fink (COO of van den Berg) has created a whitepaper on Artificial Intelligence in Payments. The objective of this whitepaper is to look at the changes in payment transactions in the context of Artificial Intelligence (AI). This results in the following central question in the whitepaper:

“How can Artificial Intelligence contribute to solving the current challenges in payments?”